By accessing and using this website operated by The Horsfield Group (“we”, “us”, “our”), you agree to the following terms and conditions. If you do not agree, please do not use this website.

1. Use of This Website

This website is provided for informational purposes only. The content on this site does not constitute financial advice, medical advice, or a guarantee of any specific outcome. You should seek independent professional advice before making any decisions based on the information provided.

2. Enquiries

Submitting an enquiry does not create a binding agreement, contract, or obligation between you and The Horsfield Group. All enquiries are reviewed at our discretion.

3. Intellectual Property

All content on this website — including text, design, graphics, and code — is the property of The Horsfield Group and is protected by Australian copyright law. You may not reproduce, distribute, or modify any content without our prior written consent.

4. Limitation of Liability

To the fullest extent permitted by law, The Horsfield Group shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided.

5. Third-Party Links

This website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or availability of those external sites.

6. Governing Law

These terms are governed by the laws of the Commonwealth of Australia. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of Australia.

7. Contact

For any questions regarding these Terms of Service, please contact us at mark@horsfield.group.

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